Hayes Capital Life
Hayes Capital Life delivers personalized retirement strategies, tax-efficient financial plans, and protection solutions designed to grow, safeguard, and plan your wealth — confidently and efficiently.
Solutions
Indexed Universal Life (IUL) provides lifelong protection while allowing your cash value to grow based on market index performance. It combines flexible coverage with tax-advantaged growth potential, helping you build wealth and secure your financial future.
Final Expense (FEX) insurance provides affordable, permanent coverage designed to help your loved ones manage end-of-life costs such as medical bills, funeral expenses, and other outstanding obligations. It ensures peace of mind knowing that your family is protected from financial burden during a difficult time.
Mortgage Protection (MPI) insurance helps ensure your home and family are secure if unexpected events occur. If you pass away or become unable to work, this coverage can help pay off or reduce your mortgage balance — allowing your loved ones to stay in their home without financial strain.
